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Smarter Auto Insurance and
Built Around You

At Emutor, we believe auto insurance should be more than just a requirement it should be a safeguard that gives you confidence every time you’re on the road. Our mission is to simplify protection, offering flexible and affordable coverage options designed to fit your lifestyle, driving habits, and budget.

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Emutor Auto Insurance Packages

1. Essential Drive Plan – $49/month

For drivers who just want the basics without the extra costs. This plan covers the essentials to help you stay compliant with state requirements while still protecting your vehicle from common risks.

  • Liability coverage to protect you financially if you cause damage or injury

  • Collision coverage to help repair your car after an accident

  • 24/7 accident reporting and claims support

  • Limited roadside assistance for peace of mind

2. Smart Saver Package – $79/month

The perfect balance of affordability and protection. Ideal for drivers who want more than the bare minimum but still want to keep premiums low.

  • Comprehensive coverage against theft, fire, and natural disasters

  • Collision coverage for accidents involving your vehicle

  • Liability protection that goes beyond minimum state requirements

  • Uninsured/underinsured motorist coverage

3. Family Shield Plan – $109/month

Created with families and households in mind, this plan protects multiple drivers and vehicles under one policy, giving you greater value and convenience.

  • Multi-car protection with bundled savings

  • Comprehensive and collision coverage for every vehicle

  • Medical and personal injury protection for you and your family

  • Extended roadside assistance including lockouts, towing, and flat tires

4. Elite Protection Package – $149/month

A premium plan for those who want the highest level of protection and worry-free driving. Perfect for new car owners or drivers who prioritize full coverage.

  • Higher liability limits for added financial protection

  • Low deductible options for collision and comprehensive coverage

  • Full rental car coverage for extended trips or accidents

  • Emergency lodging and travel expense coverage after a major incident

5. Road Warrior Plan – $199/month

Built for frequent travelers, long-distance commuters, and rideshare drivers. This plan goes above and beyond to keep you protected no matter where the road takes you.

  • Unlimited roadside assistance anytime, anywhere

  • Collision & comprehensive coverage with enhanced limits

  • Rideshare driver coverage add-on for Uber, Lyft, or delivery services

  • Gap insurance to cover remaining loan/lease balances if your car is totaled

6. Platinum Guardian Plan – $249/month

Our most comprehensive plan, crafted for drivers who want all-inclusive protection and premium benefits without compromise. Perfect for luxury car owners, business executives, or those who drive frequently and value peace of mind above all.

  • Maximum liability coverage with industry-high limits

  • Collision & comprehensive coverage with zero-deductible options

  • Full rental car coverage (luxury & premium vehicles included)

  • Extended travel protection, including trip interruption & lodging expenses

About Emutor

At Emutor, we believe auto insurance should be simple, reliable, and built around the way you live and drive. More than just a policy, we provide peace of mind so you can focus on the road ahead knowing you’re fully protected.

Emutor was founded with a clear mission: to make auto insurance accessible, transparent, and stress-free. We saw how complicated policies and confusing fine print left many drivers feeling unprotected, so we set out to do things differently. By blending straightforward coverage options with modern technology and personalized service, we’re redefining what it means to insure your drive.

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Driving Forward Together

With Emutor, you get more than a policy you gain a partner who values your safety, your time, and your future. Our goal is simple: to keep you confident, protected, and ready for every mile ahead.

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Why Choose Emutor?

Choosing auto insurance is more than finding a policy it’s about finding protection you can trust. At Emutor, we make that choice easy by combining reliable coverage with a customer-first approach.

🚗 Clear & Simple Coverage

No confusing jargon or hidden terms just straightforward protection explained in plain language.

💰 Affordable & Flexible Plans

From budget-friendly starter packages to premium all-inclusive coverage, we offer options that fit every lifestyle and budget.

🤝 Customer-Centered Service

Our team is here to support you from your first quote to your final claim. When you need help, you’ll always talk to real people who care.

🔒 Security & Peace of Mind

We use trusted systems and industry-leading practices to ensure your information and your protection are always secure.

🌎 Insurance for Every Driver

Whether you’re a student, family driver, commuter, or rideshare professional, we’ve designed packages that match your needs on the road.

Our Client Testimonials

  • Joel R.

    Switching to Emutor was the best decision I made this year. Not only did I save money, but I finally understand my coverage thanks to their clear explanations. Their team walked me through every option without pressure, making me feel confident in my choice.

  • Vincent C.

    As a mom with two teenage drivers, I needed a plan that gave us full protection without costing a fortune. Emutor’s Family Shield Plan was perfect—affordable, flexible, and backed by real support. The customer service team took the time to explain how each feature worked.

  • Daniel A.

    I was worried about getting coverage for my rideshare work, but Emutor had options that fit my situation perfectly. Their Road Warrior Plan gives me peace of mind no matter how many hours I’m on the road. The added gap insurance and roadside assistance have already proven valuable more than once.

  • Karen M.

    After my accident, Emutor’s claims process was quick and completely stress-free. They walked me through every step, covered my repairs without hassle, and had me back on the road much faster than I expected. The support team was kind, patient, and genuinely cared about my situation.

  • Rolando H.

    Emutor makes auto insurance simple and honest. No hidden fees, no confusing policies—just straightforward coverage that works. I was impressed by how transparent their pricing was compared to others I had tried. Their flexible plans made it easy for me to choose something within my budget.

  • Giselle A.

    What I love about Emutor is how customizable their packages are. I was able to pick and choose exactly what I needed without paying for extras I didn’t want. The process of setting up my plan was quick, easy, and surprisingly pleasant.

Contact Emutor

We’re here to help you every step of the way whether you’re looking for a new quote, have questions about your coverage, or need support with a claim. At Emutor, your peace of mind is our priority.

Address: 12600 Mount Laurel Ct Reisterstown, MD 21136 United States

Email Address: [email protected]

Phone Number: xxx-xxx-xxxx

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